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Disclosure Statement: Brad McDonald, Hamish Edwards, Limetree Wealth Management Pty Ltd ABN: 32 164 613 790 are authorised representatives of Financial Services Partners Pty Ltd ABN: 15 089 512 587 AFSL: 237590 is an Australian Financial Services Licensee and has its registered office at Level 23, 242 Pitt Street, Sydney NSW 2000. General Advice Warning: This information may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.